Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Loan Rates
Fast, affordable financing.
Dimmick Township – La Salle County, IL
Consumer Loans Secured by Automobiles, Motorcycles, and Recreational Vehicles
- Tier A – 700 and above
- Tier B – 699 thru 640
- Tier C – 639 and under
RATES SUBJECT TO CHANGE WITHOUT NOTICE.
*APR = Annual Percentage Rate. Automobile rates assume a $10,000 loan amount. Confirm all data and rate information, within this website, with a LaSalle State Bank Customer Service Representative.
**To qualify for the APR Tier A, the borrower must have a 700+ Experian credit score with a minimum of 3 credit lines to qualify. On joint applications, the higher of the credit scores will be used to determine APR Tier.
Rates effective as of 10/24/2024
(Interest rates are subject to change without notice)
| Year of Collateral | Maximum Term Offered | Interest Rate (Tier A) | APR* | Interest Rate (Tier B) | APR* | Interest Rate (Tier C) | APR* |
|---|---|---|---|---|---|---|---|
Year of Collateral New 2025 | Maximum Term Offered 72 Months | Interest Rate (Tier A) 6.500% | APR* 7.027% | Interest Rate (Tier B) N/A | APR* N/A | Interest Rate (Tier C) N/A | APR* N/A |
Year of Collateral Used 2025-2024 | Maximum Term Offered 72 Months | Interest Rate (Tier A) 6.750% | APR* 7.279% | Interest Rate (Tier B) N/A | APR* N/A | Interest Rate (Tier C) N/A | APR* N/A |
Year of Collateral Used 2025-2024 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 6.250% | APR* 6.872% | Interest Rate (Tier B) 6.750% | APR* 7.375% | Interest Rate (Tier C) 8.250% | APR* 8.884% |
Year of Collateral 2022-2023 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 6.500% | APR* 7.123% | Interest Rate (Tier B) 7.250% | APR* 7.878% | Interest Rate (Tier C) 8.750% | APR* 9.387% |
Year of Collateral 2020-2021 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 6.750% | APR* 7.375% | Interest Rate (Tier B) 7.500% | APR* 8.129% | Interest Rate (Tier C) 9.000% | APR* 9.639% |
Year of Collateral 2019 | Maximum Term Offered 54 Months | Interest Rate (Tier A) 7.000% | APR* 7.690% | Interest Rate (Tier B) 8.250% | APR* 8.948% | Interest Rate (Tier C) 9.250% | APR* 9.954% |
Year of Collateral 2018 | Maximum Term Offered 48 Months | Interest Rate (Tier A) 7.500% | APR* 8.272% | Interest Rate (Tier B) 9.250% | APR* 10.032% | Interest Rate (Tier C) 10.000% | APR* 10.787% |
Year of Collateral 2017 | Maximum Term Offered 42 Months | Interest Rate (Tier A) 7.750% | APR* 8.624% | Interest Rate (Tier B) 9.500% | APR* 10.385% | Interest Rate (Tier C) 10.500% | APR* 11.391% |
Year of Collateral 2015-2016 | Maximum Term Offered 36 Months | Interest Rate (Tier A) 8.000% | APR* 9.010% | Interest Rate (Tier B) 10.000% | APR* 11.022% | Interest Rate (Tier C) 11.000% | APR* 12.028% |
Year of Collateral 2013-2014 | Maximum Term Offered 30 Months | Interest Rate (Tier A) 8.250% | APR* 9.449% | Interest Rate (Tier B) 10.375% | APR* 11.587% | Interest Rate (Tier C) 11.500% | APR* 12.719% |
Year of Collateral 2012 & Older | Maximum Term Offered 24 Months | Interest Rate (Tier A) 8.500% | APR* 9.977% | Interest Rate (Tier B) 10.750% | APR* 12.241% | Interest Rate (Tier C) 12.000% | APR* 13.498% |